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Yvette Cruz

  • Mortgage Broker
  • NMLS: 55788
  • (510) 888-4545 x100
  • (510) 500-6500
  • (510) 800-6500
  • 400 N. Tustin Ave, #325
  • Santa Ana, CA 92705

Hello Welcome to my site!

I have been in business in the comunity for over 32 years. 

 

Contact me today for the best rates. 

Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
May 7 2025   mortgage rates 2025 bond market correlation how lenders price loans mortgage rate update 30-year fixed rate
As of May 7, 2025, the average 30-year fixed mortgage rate has dipped slightly to 6.86%, down from 6.88% the previous day. This minor decrease wasn’t triggered by any major announcement from the Federal Reserve—it’s actually a... Read More
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
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As we move through the busy spring season, the March housing reports show a shifting market. Whether you're buying or selling, understanding what's happening right now can help you make better-informed decisions. Here's a simplified breakdown of the... Read More
Why the Housing Market Isn't Crashing in 2025
Why the Housing Market Isn't Crashing in 2025
Apr 23 2025   housing market 2025 is the market crashing homebuyer tips mortgage advice homeowner equity
With rising home prices and fluctuating mortgage rates, it’s understandable that some are wondering whether a housing market crash is on the horizon. The good news? Multiple key indicators show that today’s market is fundamentally... Read More
How Are Property Taxes Calculated? Here’s What Homebuyers Should Know
How Are Property Taxes Calculated? Here’s What Homebuyers Should Know
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When you’re budgeting for a new home, there’s one number you don’t want to overlook: property taxes. Whether you're buying your first home, relocating, or investing in land, understanding how property taxes are calculated is... Read More